A pay stub is a part of the payroll check which has details about an employee’s payments including salaries, deductions and bonuses. It is crucial to keep these stubs properly for future reference. However, they might get lost and without them, it means that you cannot verify a transaction. Remember that a paycheck stub contains very personal information which should be a reason to worry if you misplace any of your stubs. If you happen to have lost your paycheck stub, you ought to do the following. Read more about paycheck stub Is Stolen on this link.
Begin by calling your bank and let them know that you have lost your paycheck stub. This is to alert the bank to start monitoring your paycheck stub to make sure that the one who stole it doesn’t try to use the paycheck stub to access your personal financial information. The bank might opt to freeze your account temporarily to inhibit anyone from accessing your money through your stub. The one who stole your stab is also prevented from conducting any transactions using your stub.
Another thing you ought to do once you realize that you have lost your paycheck stub is contacting your human resource representative. This is especially crucial is there was any check attached to your stub. The human resources representative will put a stop on the check to prevent the thief from cashing it. The human resource will also make changes to your direct deposit information to ensure that no one can gain access to your sensitive personal information. The human resources will guide you on how to protect your stolen paycheck stub. Follow this link for more info about paycheck stub Is Stolen : https://www.paystubcreator.net/blog/how-to/what-should-i-do-if-my-paycheck-stub-is-stolen.
Another crucial step you ought to take when it comes protecting your stolen paycheck stub is initiating a fraud alert on your credit. This is very crucial considering paycheck stubs have a lot of identification information that helps in accessing financial and credit accounts. This will help the credit reporting agencies to keep an eye on your accounts to see if there will be any new changes made to your credit. It is also advisable that you don’t open a new credit account for that duration to inhibit the person who stole your paycheck stub from getting credit in your name.
In case there was a check attached to your pay stub, you need to file a police report. Nevertheless, you need to let human resources know that you are filing a police report particularly if the theft occurred at work. This is to prepare the company for a police presence.
For more information, click here: https://en.wikipedia.org/wiki/Payroll_automation.